Answer
Unfortunately, Walmart does not accept Apple Pay while going through the self-checkout process. Walmart’s main reason for not accepting the apple pay option is because it wants to draw more people towards Walmart pay. Walmart Pay is a feature that is in the Walmart mobile app that allows you to easily use your phone for any purchases done at Walmart.
Apart from Walmart not wanting to use Apple Pay because of Walmart pay, there are several reasons why they didn’t opt for Apple pay. The reasons are listed below.
Increased branding. No company desires to share branding with any other company regardless of any situation. Walmart did not want their customers to be thinking of Apple when they are making their payments. They want them to only think about their company. Apple Pay tends to charge some fees to retailers through credit card companies when customers use it to pay for their products. Walmart would not have any access to their customers’ valuable data when they use the apple pay option since Apple pay stores customers’ data in their system. However, with Walmart pay, they have full access to their data. This will help Walmart to easily recommend products to customers according to their recent purchases.
Places you can use apple pay
Many great retailers accept Apple Pay nowadays. Customers can use Apple Pay both online and in person. You can use it online through apps that support Apple pay. Here are some stores that accept Apple pay.
Target Apple store Costco AldiWalgreenMcDonald’s IKEA Starbucks Panera bread
Benefits of using apple pay
There are many advantages to both the merchant and you as the consumer. The following are the benefits that you may accrue while using Apple pay.
For customers
Payment is now easy since you can store your debit or credit card in the apple wallet during purchases instead of carrying your card everywhere. When paying, just simply move your phone closer to the scanner and use your phone touch ID to accept your purchases. Apple pay reduces any chance of information theft since it uses a device account number token to complete the transaction. Moreover, since you won’t be carrying your cards everywhere, the risk of someone stealing them from you is minimal. Apple pay is available offline. You don’t need an internet connection for you to make a payment making it very reliable. It does not associate itself with any additional or hidden charges. No Additional or Hidden ChargesYou as a customer are assured of privacy since it doesn’t monitor your account numbers. It also has security features that protect the user since it contains the use of biometrics such as fingerprint readers and face identification. It Is convenient since you don’t have to take out your phone if you have an apple watch
For merchants
Apple Pay transfers money from the customer to the respondent business quite faster than the available traditional payment methods. They help to relieve any problem that may arise with cash flow. By adding apple pay as a payment method, businesses will tend to attract potential new customers. Attract New Customers. Apple Pay promotes a faster checkout process since you no longer need to wait for card readers to process card and chip card payments.
limitations of using apple pay
Everything that has an advantage also has a disadvantage. Apple pay is only limited to Apple phones. Android phones cannot use apple pay making it not convenient for customers that may have android phones. Apple pay only works with iPhone 6 and above. Facial recognition might become unreliable.
While paying in stores in some countries, you may be required to enter your PIN or sign a receipt or even use a different payment method when your transaction exceeds a certain amount.
In conclusion, we now know that Walmart does not use apple pay during self-checkout but instead uses Walmart pay. Apple Pay is an iPhone payment system that works precisely like bank cards but instead of your card, you can use your phone to make the payment. Apple also never shares card details when a transaction is performed through Apple Pay, therefore making every payment private and secure. It is also important to note that Walmart uses several other payment methods in-store and online
