While purchasing any item whether it is an online shopping site or any offline outlet this card can be used without any trouble. One thing you need to consider is that this applies to all types of Best Buy credit cards. There are different types of Best Buy credit cards available and their annual fees are from 0 $ to 59$ per year. One major benefit of using this credit card is that you will enjoy health benefits from your shopping or purchasing. You will get a handsome reward point again for your spending from Best buy credit card.
You will also get cashback. For example, if you Best Buy Store Credit card Best Buy store, you will get almost 5% of cash back on your total purchase, and in addition to that, you will get Zero-interest financing till the net billing cycle.
Refer below list where best buy credit cards can be used
It can be used anywhere VISA cards are accepted internationally. It can be a gift shop at the airport or any cloth shop.
Any Best buy store. You will get a high amount of cashback here.
Best buy and Bestbuy. com is the platform where you can use The My Best Buy credit card. Apart from this store, you cannot use this specific card.
Two different ways to use a Best buy card is that you can get 5% cash back as a reward otherwise you will have the option big discount on your big purchase.
What type of Best buys VISA cards are available?
As mentioned above there are two types of cards.
Best Buy Visa platinum card with 0$ charge per year.
Best buy Visa Gold card with a $59 charge per year.
What are the rewards you will get if you use Best Buy VISA card?
Approx 5-6% cash back on your purchase from Best buy it is about 2. 5-3 reward points for each dollar of spending. *If you are refuelling your gas tank then you will get 3% cash back on the total amount and it is equivalent to 1. 5 reward points against your one-dollar purchase. If you are using this card to pay your bill at any restaurant or using it at any grocery shop then you are eligible for 2% cash back on your billing amount. It is about one reward point for one dollar spending. For any other purchase mentioned above, you will get 1% cash back and it is 1 reward point for every 2$ spent.
*Please refer to best buy a program for your membership level for the accurate benefit
You must have to fulfil the eligibility criteria to get a Best buy card. And that eligibility criterion are different for a different type of the membership program.
What is the chance of losing your rewards?
If you are going to buy a product under the deferred interest program you will not be able to get any reward benefit.
You must know that your reward can be used only for Best Buy purchases and it has a validity of 60Days.
- Can I use a Best Buy credit card anywhere?
Yes, You can use your Best buy visa card anywhere while the Best Buy store credit card can be used only at Best but the store (Both online and offline)
- Are there any annual fees for Best buy credit cards?
Annual fees depend upon the type of card you want. Gold visa card has annual fees of 59$ while you will bet Visa platinum card with 0$ of annual fees.
- How much reward you will get on a purchase using the best buy credit card?
You will get cashback or reward points as you get while using any credit card. But by using the best buy credit card you will get cash back from 1% to 5% depending upon the type of transaction.
Very Important Note: The reward points which you get on your different purchases using Best buy credit card can only be redeemed as a Certificate and you can use that certificate while purchasing at the Best buy store. No other location where you can redeem those reward points.
