However, if you usually shop at Kroger, you may be curious if they reward their customers with cashback. Here’s what I found out!
Does Kroger Reward Shoppers with Cashback in 2022?
The last time we checked in 2022, When you shop with Kroger, you will earn cashback at the cashier, the customer service desk, and self-checkout. Customers can earn up to $300 on debit card transactions, $120 on Discover credit cards, and $20 on check payments. Kroger will charge $0.50 – $3.50 for each transaction, depending on the amount received.
Suppose you use alternative payment methods not listed above and want to know whether you qualify for loyalty benefits. Check with your local Kroger store first.
Read on to understand better the cashback given at Kroger on the different payment methods.
1. Money Back When Making a Purchase with a Debit Card
You can get up to $300 in loyalty benefits on all purchases when you use your debit card to make a purchase of any item at any Kroger store. This is Kroger’s biggest cashback and it extends to the Kroger benefits Prepaid Visa debit card. For rewards up to $100, most businesses will levy a $0.50 fee.
However, there is a $3.50 fee for loyalty benefits between $100 and $300. Please keep in mind that the applicable fee for transactions exceeding $100 may differ somewhat from store to store.
However, if you pay using a debit card for credit, you will lose your benefits.
2. When Making a Purchase with a Discover Credit Card
Kroger does not give cash back on credit card transactions. Still, because Kroger stores partake in the Discover Cash Over program, all Discover credit cardholders can collect up to $120 cashback every 24 hours.
Unlike purchases made using a debit card, reward points received with a Discover credit card are free of charges and penalties. Unfortunately, you will be charged ordinary interest rates for the cashback transaction.
Cashback may be available for Discover card purchases that are not validated with a password. However, this regularly occurs at the discretion of the shop staff.
3. Payments made using a check
Once you shop for any product at a Kroger store with a paper check, you earn relatively benefits. You will get benefits of more than $20 for payments made using a paper check.
This is attributed to the check processing time. The bank usually cashes out checks in between two to three working days. In addition, Kroger does not levy fees for transactions made with a check.
- EBT customers can earn cash back at Kroger stores when they use their EBT card.
Kroger’s cash back policy allows retailers to give cash back to customers who have purchases their items using an EBT card. The reward points range from $50 to $100.
What Products Are Valid for Cash Back at Kroger?
The Kroger reward benefits package is not available on all goods or purchases. If you want to take advantage of the cash back program, you should double-check the things you’re purchasing.
Close-out sale that falls in the “Manager’s Special” category is not eligible for cashback programs, according to Kroger.
The same is true whether the value of reward points exceeds the item’s price or the allowable limit ($300). Furthermore, cash back incentives for “off order” amounts do not comply with the applicable purchases:
Gift certificates gasolinePharmaceutical productsProducts containing alcoholProducts containing tobaccoLotteryFees and services for money orders
Conclusion
Kroger has a cash back scheme that allows customers to earn up to $300 in reward points on purchases made with debit cards, Discover credit cards, and cheques. Cashback is available at all locations. Nevertheless, bear in mind that when you make a purchase that qualifies for cash back, you will be charged a fee ranging from $0.50 to $3.50.
So, How Do I Get Kroger Cash Back?
To claim the cashback incentive on qualifying purchases, transfer it onto your Shopper’s Card. Then, after buying a product that meets the terms and conditions for cashback, the balance on your cashback account will automatically go up.
How long would it take for my cash back incentives to become active on my credit card?
When your credit card is credited with cash back, it immediately becomes active, and you can use them for purchases.
Your loyalty benefits will be available for use within one week after satisfying the cashback offer’s purchase requirements.
Is Kroger Cash Back offered for free?
No, it isn’t free. When you choose cash back at Kroger, you will now be charged a fee. The fee is applied to transactions over $100.
